Household and private liability insurance
Protect what’s dear to you
Understanding the difference between household insurance and private liability insurance
Although often confused, household insurance and private liability insurance share a common goal: to protect your assets. They offer you and your family protection against the unexpected costs of everyday life.
Household Insurance
Whether it’s your furniture, jewelry, clothes or electronics, household insurance protects your personal possessions against accidents in the home. In the event of a claim, your possessions are covered by modular, customizable insurance.
Basic insurance automatically covers theft and water damage in your home. For optimum protection, you can add options such as coverage against glass breakage, to protect not only your personal belongings, but also those of the people living under your roof.
Private liability
Private liability insurance protects you financially if you, your children or your pets cause property damage or bodily injury to a third party.
It covers two major types of damage. Firstly, property damage: if a member of your family damages something belonging to someone else, such as a friend’s cell phone, the insurance covers the cost of repair or replacement, taking into account the current value of the object. It also covers medical expenses in the event of injury to a third party, saving you from heavy unforeseen expenses.
Request a quote for your household and liability insurance today, and protect your home with peace of mind!